Ep – 54
11 Sept 2025

How will AI and technology transform the personal finance industry? In this episode of Simple Hai!, Vijay Kuppa, CEO of InCred Money, shares his perspective on how AI and technology are set to transform the personal finance industry in India. With years of experience in building innovative financial solutions, he highlights the future of investing, the role of trust in financial advice, and the disruptive potential of AI.
Vijay explains why he started InCred Money to deepen bond market penetration in India, and how technology can make investments more accessible to retail investors.
He also discusses where the next big opportunities in finance could emerge, and why both traditional and digital platforms must adapt to new investor needs. One of the key takeaways from this conversation is the rise of AI-powered financial advisors.
While technology may change how individuals approach investing, Vijay emphasizes that trust and human judgment will continue to play a crucial role in shaping the industry.
If you’re someone who wants to learn how the future of finance changes with AI and technology watch now!
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