Godrej Finance CEO, Pankaj Gupta Shares Top SME Hacks and How SMEs Drive India’s Growth!

Ep – 74

12 Feb 2026

In this new episode of Simple Hai!, Co-founder & Editor-in-Chief Vivek Law converses with Pankaj Gupta, MD & CEO of Godrej Finance, to decode why MSMEs are the real growth engine of India.

Gupta explains the persistent credit gap despite rising capital access, how Digital India and the JAM trinity reshaped lending, and how Godrej Nirmaan goes beyond loans with logistics support and Amazon Global access. He also breaks down Design Your EMI, Flexi Funds, AI-led credit assessment, and the importance of responsible borrowing in the BNPL era.

From scaling businesses from 10 crore to 500 crore, to lessons from his early days at a PCO shop, this conversation blends nation-building, financial discipline and personal growth.

Watch now!

simplehai #PankajGupta #GodrejFinance #MSMEIndia #DigitalIndia #NationBuilding


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