Ep – 72
22 Jan 2026
Retirement is the one financial goal with no loan, no EMI, and no second chance. Yet most Indians delay planning for it. In this episode of Simple Hai!, Kurian Jose, CEO of Tata Pension Fund, joins Vivek Law to break down one of the biggest personal finance debates: Mutual Funds vs NPS. With India’s NPS subscriber base crossing 9 crore and retirement increasingly becoming self-funded, Kurian Jose explains why this debate is not about choosing one over the other—but understanding where each fits. From behavioural discipline and lock-in advantages to ultra-low costs and long-term compounding, this conversation explains why NPS is built specifically for retirement, while mutual funds serve different wealth goals. If you’re serious about long-term investing, retirement security, and financial independence, this episode is a must-watch.
#simplehai #retirement #investing #personalfinance #financialplanning #longterminvesting
Please note, this episode was recorded in October 2025.
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